Financial Aid


UH Manoa Home Page

UH Manoa Financial Aid Home Page

Important Updates

ABC's: To Financial Aid
	Step One: Applying for Financial Aid
	Step Two: Application Status
	Step Three: Financial Aid Award
	Step Four: Disbursement of Your Financial Aid
In Depth: Costs & Funding
	Important Dates & Deadlines
	Cost of Attendance
	Summer 2008
	Scholarships
	Financial Aid Awards
	Financial Aid Award Policies
	Perkins Loan
	State Higher Education Loan
	Stafford Loan Information
	Stafford Loan Online Entrance/Exit Counseling
	PLUS Loans
	Alternative Student Loans
Constraints: On Financial Aid
	Satisfactory Academic Progress
	Implications of Withdrawing from classes
	Community College Classes
	Overawards
Forms & Documents
	Forms and Documents
	Academic Level
Additional Information
	FAQ
	Glossary
	Links
	Contact Information

Alternative Student Loans

As you pursue your educational goals, we understand that meeting the cost of your education can be a major concern.

are available to students who have received the maximum award amounts under the Federal Family Education Loan Program or met their cost of attendance limit.
These loans are sponsored by banks and private lending institutions.
The Interest rates and repayment schedules vary.

1. School Certified	You must not have exceeded your cost of attendance. Interest accrues while in-school. Check with your lender for deferment options. To calculate the amount Financial Aid Services can certify, use the following: Cost of Attendance - Financial aid* = Certifiable Loan Amount *Financial aid includes: Federal aid/State aid/scholarships from private donors.
Apply:	Applications must be completed with your lender before Financial Aid Services is able to submit your information to the lender. Lender Options List (available soon)
2. Non-School Certified	You are able to borrow whatever your credit allocates. These loans tend to have a higher interest rate. May only be offered by a few lending institutions. Interest accrues while in-school. Check with your lender for deferment options.
Apply:	Contact your lender to apply for this type of loan.